Enjoy up to a $200 Bonus1
WELCOME TO M&T BANK
Learn which of our checking account options is right for you and open your account today and complete the qualifying activities below.
Earning up to a $200 cash bonus is easy.
Open your checking account
Apply online or visit your local M&T Bank to open an account by June 30, 2025 using the promo code.
Set up Direct Deposits
Simply have a total of at least $500 in qualifying direct deposits within 90 days of account opening to qualify.
Earn up to a $200 cash bonus
Your cash bonus will be awarded within 90 days after completing the qualifying direct deposits.1
Explore checking account options
MONTHLY MAINTENANCE CHARGE
$4.95/month
WAIVE THE MONTHLY MAINTENANCE CHARGE
$0/month5 with one or more transactions each monthly service charge cycle, such as a deposit, withdrawal or any debit payment.
Explore Checking Account Options
NO CASH BONUS1
MyWay Banking from M&T®
Our checkless account without the worry of overdraft fees.10
MyWay Banking is not eligible for a cash bonus.1
MONTHLY MAINTENANCE CHARGE
$0/month5
CHECKING ACCOUNT FEATURES
No overdraft fees10
Checkless account with M&T Debit Card
No monthly maintenance charge with just one transaction5
Access your account anytime, anywhere
Designed to make managing - and spending - your money more convenient. Plus enjoy our #1 ranked app in Customer Satisfaction with Mobile Banking Apps among Regional Banks.
Mobile Check Deposit
Deposit your checks with the ease of taking a picture13
M&T Alerts
Be the first to know in the event of unexpected activity or a low account balance.
Features with every checking account
While each account has its own perks, every option features the flexibility you deserve.
Be confident with M&T Assurance®
Get peace of mind when making purchases with your M&T Debit Card. M&T Assurance® gives you advanced fraud prevention, detection and resolution when you use your M&T Debit card.
Customize your debit card.
Add personality to your purchases with custom debit card designs at no additional fee.14
Get cash when you need it.
Visit one of 900+ branches and 2,000 ATMs to access your money.
Banking built with you in mind.
TURN TO US FOR OUR STABILITY
We know that financial security is peace of mind. All M&T Checking products offer real-time alerts and coverage in the event of fraudulent activity. Our 165 year-old foundation of reliability aims to inspire confidence in your financial future.
